MASERU – A local furniture shop, Home Images, has given First National Bank (FNB) 48 hours to reverse three fraudulent transactions that took place last November.
The shop was among 19 other businesses that were swindled of more than M205 268 through the use of a fake credit card.
The fraudster, only identified as K Mosoue, went to the retail shop and bought a lounge suite and fridge valued at M11 000.
He went back to the shop on the same day and bought a TV stand, TV set and a coffee table all valued at M11 899.
He also bought a wardrobe, heater and another television set and carpet worth M9 423.
All transactions were approved by an FNB speed-point machine.
On December 22, the furniture shop’s business account was debited with the three transactions. The bank has denied liability.
Home Images lawyers, Goodrick and Franklin Attorneys, on Tuesday wrote to FNB demanding that the bank reverses the fraudulent transactions.
“It is the instructions of our client, Home Images, not to institute legal action against you for recovery of loss client suffered through the reversal of the three transactions of respectively on 7 November 2012 and November 9, 2012 in total amount of R32 322.99, provided that you within 48 hours from date hereof favour us with . . . all valid and legally binding reasons why FNB is entitled to withhold payment of the said amount,” the lawyers wrote.
They have also demanded from FNB a “copy of the audit transaction detail report with regard to the three transactions”.
“Understanding client does not wish to waste unnecessary legal costs by instituting legal action against you should there exist good reason why FNB is not obliged to repay the said sum of R32322.99 to client,” the letter says.
“The reasons previously given to client totally differ from the reason allegedly forwarded by your Mr Balcou to the Lesotho Times of February 7-13 2013 wherein it was reported that he allegedly said that “Home Images had not given him the necessary documents for proper investigation to be carried out hence the bank was not liable”.
A director at Home Images, Mairoon Adams, yesterday told the Lesotho Times that they had given FNB’s head of operations, John Balcou, all documents to conduct a full investigation.
“He claims we did not give him the information but (that is not true). We provided him with all the necessary documents but he is simply relying on the imprint,” Adam’s said.
Adam’s said there were about 11 other customers who had used credit cards to buy some goods in November last year and their transactions went very well except for the two that were done on November 7 and 9.
At least 19 local shops that include restaurants, lodges, garages, clothing and furniture shops were swindled of more than M205 268 through the use of a fake credit card last November.